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Central Stadium Ekaterinburg Arena. August 17, at I lost my small company and sold my house to pay off some of the bank debt. Our goal is to have in-depth knowledge of companies, their economics, industry dynamics, ownership structure and management, as well as an understanding of the competitive environment in which firms conduct their business.

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Where oh where to begin Phoenix Lending filed BK mid February of this year. Beware of Angel Bishack (angel's wealth) she is an utter .

I am in the same boat!!!! Capital One Auto Finance has great problems with monthly statement when the loan gets close to the end. I am having problems getting statements and now I learned they have me two months behind! You call their customer service and you get transferred to collections. My one answer is they want late fees, and or put your car into repo to get it and resell it. Company still owes me money.

Agreed to a lower interest rate by. In 7 of the 11 months I did business with them they "oops" forgot to withdraw funds from the account on the 25th of the month as agreed. This permitted c1 to collect more in interest than due.

When I would contact them, it was typical for the person over the phone not to be able to locate my account. I would explain to the person that I was on "auto-debit", they had my checking info, and was not going to pay a fee, and they needed to backdate my payment to the 25th.

They also would take monthly payments out of your principle only payments. The stress and strain finally became to much, I refinanced with a credit union. Because they took a monthly payment twice on my last month, once from my principle only and again from my accout, I and the credit union contacted them to correct, and apply the full balance of the principle only to my balance.

To date they still owe me money, they never corrected their errors, although they promised to do so on several occassions. The credit union also informed me that they regualarly see clients that have had their credit destroyed by capital one. This company is corrupt. Oh yeah, and they sent my checking information in the mail, full checking account and routing number with contact information in the mail.

I think they go to federal prisons and select people convicted of fraud and extortion and ask them to come work for them. I am not kidding, this company is a bully, and is breaking the law. I am just waiting for them to p-off the right person that will sue them into the ground. The first step is to gather all your Money orders checks made out to Capital One make photocopies of the receipts 2.

Validate the day the Check or money order was made out and when they cashed it. Mail all your payments certified return receipt please also be aware to check that the certified return matches the return receipt 2 months ago mine didn't match and I went to the U. Take all the photocopy money orders and your Notarized Apostilled contract -copy not the original and mail this to the national Arbitration Forum or American Arbitration Association based in California - English common law state along with your payment.

The reason for this is you want to have this legally documented. Please have your affadivit Notarized and Apostilled 6. The reaon why you Notarize is to make it a valid legal document and think about the jurisdictional games that go on Capital One has offices all over the U. The keys are to remove Jurisdictional games making your documents valid treaty law prevents corrupting International documents this is considered a felony if any Public servent or agency engages in these practices Check your credit score each account carefully pay attention to accounts that have 0 balance eventhough they are making you still pay????

In the end by refusing arbitration they will have to eventually be subject to class action lawsuits also after the arbitration claim is filled out and they refuse fill out your U. Civil complaint very detailed information have this notarized and Apostilled destination the Hague in Amsterdam. I very well might be able to send you in the right direction without having to contact customer service. My auto loan is not through capitol 1 but with another bank I pay my monthly payments at my bank and I also pay an additional amount in which i state in the memo section of my check I've noticed that the bank has not been applying the extra amount to my principle amount.

What can I do about this Thanks for your help. Maybe I just don't under stand this simple Interest contract cause the only other car loan I ever had was at a local bank.

I would pay Extra and after the monthly payment was taken out the rest went towards the Principal. Well This new loan I've had with Captial One Auto Finance, I have been with them a year now and ever since I canceled a Scam Car Warenty they sent the 1, to Capital One and I told them to pay it towards the Principal and they say they did and that my Car payments were payed up for about half a year and that if I wanted to still pay monthly I could but it I didn't have to.

So I didn't since online it said next due date was like 6 months down the road. So I waited till it was due next like they said I could and no problems. So they would insist I hold like ALWAYS for minutes on end just to come back and say yeah its not moving and that they were in the wrong and it would be fixed in a few days. My loan was a 13, dollar loan at a But I pay even a month when I don't pay up a few m0nths a head which I do a lot.

I was mad by this point cause she said my 3 payments I payed a head now and in the past didn't pay interest and I was like then why is account just at 10, Cause she says they didn't get there interest so now my monthly payments are only Interest and nothing to principal??

I mean guys where did my dollars go then. If this is hitting home to someone else out there please email me back! I don't know what to do and my car payments are payed up till Oct 25th and to me those payments are just floating in the wind cause they say every payment I made ahead a month they get no Interest and I'm billed like 4 dollars a day cause of it it makes no sence and I'm being screwed here.

I really want to sue this company for these scams. They want their interest no matter how you pay them ahead or month by month. That's the whole deal. They took the money and apply it to the principal.

I only realize this 4 months after when I send them a normal payment. My balance didn't decrease a penny. I paid on time according to the due date shown on their website. Here is the trick they play on you. OK everything is fine at this point.

You are make to believe you don't have to pay anything for March, April May, June I've had a car loan for three years with them and never missed a payment. I lost my small company and sold my house to pay off some of the bank debt. We moved and at the time having a rough time paying. We got two months behind and talked to collections and we paid them another payment and they said I could talk to hardship.

I finally got hold of them and this Kay I talked to said to send an explanation and check stubs from my work and my wifes. We did, she calls and was quite rude in talking to me and said where were my check stubs, did you and your wife get a divorced, we only got hers. Knownly that my wife sent both, I said she sent everything together. She said, we need another payment before I can help you, I said we sent dollars last week and was told you could help us out now because we sent you that payment.

This was hardship and I thought they could help us out by lowing our payments and put the other past do payments behind the loan, like I was told before by another women, Ashley. This Kay said she needed another payment or she couldn't help us. I said we didn't have it and she said the repo man would be calling me.

So I don't know if this is a lie about hardships or not, she knew very well I just paid them last week and I couldn't afford more. She was so rude about it, like she didn't understand our situation or care.

They can have my car, I'll never do business with them again, I will get back on my feet and never ask help from them, in fact I will tell people how bad and rude they are when you have a bad situation. They don't care about people and there hardships. Where do they fine these people. She should work in prison where I worked for ten years, she would make a great Officer. By her voice she reminded me of some of the females I worked with. Rude with no sympothy, thats her. Thanks so much Capitol One, you made my day..

I hope the government doesn't help you either, hope someone like Kay will talk to you about getting help and say thats to bad. Last month and this month I asked Capital One to!. I explained that we were having some difficulty but that it was only temporary. I was told I could make partial payments, but of course I would have to current before next payment was due. I received my latest response from, you guessed it Kay on the online message system.

I emailed Kay and told her like last month they would get the payment late again. Told her to sleep well, as I will not pay the heat bill Michigan in winter, it is very cold , and could probably skimp on food for the rest of the month, but by GOD they would get their money. Won't even tell me why I don't qualify for an interest only payment or deferrment.

I have a lot of auto loans over the past 36 years, but never have I had to deal with a company like this. If I didn't need the car to get to my job, they could have the thing. Can't even get them to lower the Most lenders will let you refi to qualify for better interest and lower payment.

Hope they go down with the rest of the crooked banks. I got loan for a car from Capital One auto finance, I made payments on time from But because of some difficulties I couldn't pay for They towed my car and I received a phone call from customer service to pay I really don't know what to do. If anyone had same experience please give me an advice. Akbar from Brooklyn NY. I have paid extra on my Capital One car loan, a large amount extra here and there. They also fail to send me a monthly statement unless I call and ask for it in the past.

The repo guy is knocking down my door for the car back. Capital One will not discuss the loan with me they transfer me to "The Windsor Group". They will not discuss payments, they are just hired to secure the car. They have never called or sent out notices stating that I am behind or owe a balance. Now I am just expected to give my car back to them????? I am hiding the vehicle and am in the process of looking for a lawyer. They have not done this. I am seriously upset and emotionally stressed over this whole situation.

I am having a similar problem with Capital One. The 6th edition of the Vodafone Coimbatore Marathon, scheduled to be held on October 7, has scaled a new high The Information and Technology Ministry has asked Facebook to provide an update on the impact on Indian users Strong pipeline of projects coming up in favourable locations should boost revenues. Rising overseas revenues and focus on select verticals are key positives for Sonata.

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